Here is a brief video of our founder at TOP CFOS explaining the power behind financial modeling. Many people have no idea what can come from financial models only until they see the value behind it all. Check it out!
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Will the United States Become a Bond Haven in 2019?
With Italian bond yields rising quickly from 2 percent to 3 percent since the middle of 2018, it begs the question if the United States will become a bond haven. There are many reasons why the United States Bond Market has the potential to became a refuge for many global investors.
According to a 2016 paper from the National Bureau of Economic Research, safety is in the eye of the beholder – in the case of the global markets, it’s the investor. When there are global economic worries, the paper credits a “nowhere else to go” theory for investors that choose U.S. debt versus others. Along with a country’s ability to handle its own debt, the National Bureau of Economic Research found that even if a country’s “fiscal position deteriorates,” its debt is more attractive as long as the country’s fiscal health is in better shape than others, relatively speaking.
How Will the Markets be Impacted by Trade in 2019?
With talks of changing existing trade deals by then candidate Donald Trump now a reality with President Trump, America has taken a different path for international trade. Seeing mixed results during negotiations, global and domestic stock markets have been shaken and are subject to ongoing volatility. Today, foreign trade talks are in flux, and it’s unknown how different deals will affect the stock market in 2019. Read more
Common Errors and Oversights When Evaluating a Business to Buy
When it comes to selling a business, it’s never a bad thing to be too careful. In fact, according to Forbes’ contributor Richard Parker, 50 percent of business acquisitions fall apart during the “due diligence” phase, where many current and future obligations exist. With such a high rate of deals that fall through, what are the most common reasons that business acquisitions end up failing? Read more
8 Ways to Stay Healthy When You Sit All Day
According to Dr. James Levine, an endocrinologist at the Mayo Clinic, sitting is the new smoking. In his study that spanned 15 years, it was determined that spending more than six hours a day on your behind contributes to unhealthy blood pressure, obesity, depression and some types of cancer. And that’s just for starters. Here are a few simple things you can do every day to combat these potentially life-threatening conditions. Read more
The Perks of Working Past Traditional Retirement Age
A large number of Americans intend to keep working past retirement age. For many, their reasons are financial. Some have a high level of debt while others are afraid if they retire too soon, they will run out of money.
Working longer offers several financial benefits; workers are able to:
- Accrue a higher Social Security benefit
- Grow a higher pension benefit
- Allow more time to save money and permit investments to grow
- Utilize company-paid insurance benefits
Key Performance Indicators and Your Business
Key Performance Indicators, also known as KPIs, are core measurements that businesses use to monitor progress toward achieving goals and targets. KPIs, which vary widely by industry and entity structure, can be used to monitor and track all aspects of your business. Management teams pay close attention to KPIs, looking for anything out of line that indicates action needs to be taken. In this series on KPIs, we’ll look at the difference between KPIs and metrics, methods for choosing KPIs, how to define KPIs and the best ways to track and communicate findings.
Common Money Mistakes We Make As We Age
It is common knowledge that as we grow old, our bodies tend to not work as well. Some folks begin having physical challenges, some have cognitive issues and some have both. But what we don’t know is which, if any, of those challenges we will face. Worse yet, those who fall into cognitive decline often do not have the ability to recognize it.
The lesson here is to prepare for the unknown. If you’ve worked with financial advisors throughout your career, it’s a good idea to narrow your resources to one or two trusted people – possibly including a family member. That way, if and when you need help managing your finances, you’ll have a loved one who can help recognize when it’s time for you to relinquish managing the reins – and an expert to help take over.
Why Earnings Are No Longer Enough to Drive Growth
Rising interest rates make a different animal of the stock market. Unlike when interest rates are steady or declining, positive earnings (overall for the market, not necessarily individual stocks) just aren’t enough to take the markets perpetually higher.
Many companies are reporting excellent earnings, but the market appears to be somewhat stalled. Taking a look at the recent market performance in Table 1, we can see that 2018 returns have been less than stellar.
How to Manage Remote Employees
How to Manage Remote Employees
According to a report from FlexJobs and Global Workplace Analytics, the number of remote workers has increased since 2005. “The 2017 State of Telecommuting in the U.S. Employee Workforce Report” found that 3.9 million workers now perform at least 50 percent of their working hours by telecommuting from their residence. This increase in remote workers is more than twice the 2005 level of 1.8 million telecommuters. With telecommuting increasing as a way of work, there are some considerations when it comes to those doing it on an exclusive basis.