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The Perks of Working Past Traditional Retirement Age

A large number of Americans intend to keep working past retirement age. For many, their reasons are financial. Some have a high level of debt while others are afraid if they retire too soon, they will run out of money.

Working longer offers several financial benefits; workers are able to:

  • Accrue a higher Social Security benefit
  • Grow a higher pension benefit
  • Allow more time to save money and permit investments to grow
  • Utilize company-paid insurance benefits

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5 Budget Secrets for Your Business and Personal Life

By Mckenna Gustafson, executive assistant to Randy Russon, founder of TOP CFOS

When asked about their most important financial goal, people generally agree that sticking to a budget is the most important to them.  It’s shocking to note that while this is the case, fifty-seven percent of households don’t have a budget according to a recent study by Harris interactive.

Here are five simple ways to get started in combating this national trend and achieving a level of financial freedom where your money works for you.
  1. Spend less than you earn. It is not about how much you make as long as you can follow this simple rule. As long as the credits are more than the debits, you can stay in the green. It is a simple principle, but much harder to put into practice. Just ask a politician. Read more